Tripalot
Golden Horseshoe, Ont. Canada
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Joined: 02/06/2001
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Good Sam RV Club
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I think Prime Link has some plans that will cover you but be prepared to pay $$$$.
I would talk with one of their agents and read the fine print carefully.
Sandersons are also easy to deal with and being smaller than Prime Link, much more approachable than a big company. Not nearly as many buttons to push to get a real live person.
2007 Holiday Rambler Admiral 30 SFS with lots of good stuff!
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John & Angela
Full Timers in Canada, USA and Mexico
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Joined: 02/18/2003
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Just to be clear here you are still covered by your Health Canada regardless of prexisting conditions or anything else. What you are not covered for is expenses above and beyond the Canadian health care schedule of procedure costs and hospital costs. If you are travelling to the states this can be a problem as it has the highest health care costs by far. However if you are travelling elsewhere it may not be a problem. Are you travelling to the US or Mexico? Does your credit card have 40 days of foreign travel coverage?
Come visit us at our website and share in our great fulltime RV Adventure.
2003 Fleetwood Revolution 40C
2001 22 foot Vanguard VXL 2200 when travelling in Mexico
Retired Canadian Air Force Technicians
Vernon,B.C,Canada.
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CardinalRule
Gimli, Manitoba (Summer) Yuma, Arizona (Winter)
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Joined: 12/27/2000
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friend of ours had a stint put in and could not get regular extended health. I think he was restricted to 45 days and then had to return to Canada. He flew back and stayed in a hotel over night tnen renewed and came back down. This was at the suggestion of the insurer. Mid week flight from Palm Springs to Vancouver return was around %175.00 booked well in advance. sorry I don't know the insurer.
Dave
I RV, I Golf - Therefore I Am.
'03 F250 Crew Cab 6L PSD
05 Cardinal 30TS - Custom Paint, TrailAir suspension & Pin Box, & lots more goodies
Onan Microlite 2.8 - with auto transfer
Mio C520 GPS Navigator
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portliz
Ontario
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Joined: 07/09/2009
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Thanks all for your info. I have lots of places to check. We will be travelling to the US in March. If we can get hubby's blood pressure stable before Nov.27 then our plan will be fine - 90 days stable. I will check the other suggestions as a back up plan. Once again rv.net comes through. Great site.
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quartzster
Winnipeg
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Joined: 11/19/2007
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John & Angela wrote:Just to be clear here you are still covered by your Health Canada regardless of prexisting conditions or anything else. What you are not covered for is expenses above and beyond the Canadian health care schedule of procedure costs and hospital costs. If you are travelling to the states this can be a problem as it has the highest health care costs by far. However if you are travelling elsewhere it may not be a problem. Are you travelling to the US or Mexico? Does your credit card have 40 days of foreign travel coverage?
Just to clarify...here is the appropriate section...seems the key here is "Prior Approval" from the provincial health plan
Do I need private health care coverage when travelling outside Canada?
In relation to out-of-country health insurance coverage, the federal health insurance legislation, the Canada Health Act, requires provincial and territorial health insurance plans to provide portability of coverage for insured medically necessary hospital and physician services when temporarily outside one's home province or territory. The portability criterion of the Act does not entitle one to seek services in another country, but is more intended to entitle one to receive necessary services in relation to an emergency when the absence is temporary, such as on business or vacation. However, because of the high costs associated with health care in some foreign countries, reimbursement for emergency health care by a province or territory may not be made at the full amount. Therefore, it is recommended that when travelling outside Canada, individuals are encouraged to purchase private insurance to ensure adequate coverage. Individuals who seek treatment out-of-country without prior approval from their provincial or territorial health insurance plans may be required to bear the cost of the services received.
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isa
Richmond, B.C. Canada
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Joined: 08/17/2001
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I found the best rates here www.mediquote.ca
This company takes the time to find out who will give you the best rate depending on your medical history. I was prepared to insure my wife with the same company I found (GMS) but mediquote found a better rate for her at ManuLife.
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snowyowl.13
PEI
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Joined: 08/10/2008
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Bought ours yesterday through Johnson Inc. We get 40 days of automatic coverage through PSHC Plan then we will have 60 days through Johnson. In order to get he Johnson part you have to be a member of FSNA. Anyone who is ex-Canadian military or public service, RCMP etc can do the same. Total extra cost for us is $800. It seems like a lot of money but had to be spent if we want peace of mind. If I were under 70 it would have been a slice cheaper.
Dan
Prince Edward Island
http://www3.islandtelecom.com/dankennedy/
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