Foxkorea
SoCal
New Member
Joined: 02/19/2009
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OK, so I'm planing a long trip (6 months) in an older truck camper (96 Lance, value about $2500). Right now the truck only has liability insurance. The truck is only worth $5000. I'm more concerned with insuring the contents of he camper (guitar, computer) rather than the camper itself.Any ideas/experience with this?
Thanks!
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Eycom
Fl to NY
Senior Member
Joined: 09/12/2004
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Check if your home owner's policy will cover the contents. If not, you could look into a rider or something similar to renter's insurance on the liability and contents. I have such coverage through Foremost, although the premiums are paid directly to my vehicle insurer, USAA.
F-350 PSD
Lance 1121
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Klueck
Georgia
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Joined: 11/15/2008
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You might also considering getting comprehensive coverage. It is cheaper than collision and covers anything from a deer collision, to theft, flood, hail damage, a tree falling on your rig. Also roadside assistance.
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kennyzzz
buffalo new york
Senior Member
Joined: 09/04/2003
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when i added my truck camper to my travel trailer policy. i asked about the contents ... like will they cover my computer, hand-held gps, and other stuff, well they will but the limit is only 750 dollar's
so i had to pay extra to get the contents covered, i think i went up to $3000
so I'm saying they will cover it but the limit is very low with a basic policy.
ps all my insurance is with different company's
i did not want my trailer insurance covered by my auto company. example I'm at a campground and someone breaks into the trailer. well if i make a claim then my auto insurance will go up because of a claim on the trailer.
hope it never happens.
Chevy 2008 1500 X-cab 5.3 373 posi 4x4 z-71
2003 jayco quest 190 4059 lbs.
2004 Northern light 8.5
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