Wingnusa
Scott and Brenda Albuquerque, NM
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Joined: 02/05/2005
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Not to steal the thread but has anyone used the GMAC from Good Sam's with the SD mail services??
Scott and Brenda Schnelle
Olivia and Jasmine, Mini Schnauzers
2006 KZ Escalade 36CKB
2006 GMC 3500 D/A(LLY), CC, LB
Fulltimer Class of '06
Lifetime Good Sam's members
Lifetime NRA member
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Amateur Treasure Hunter
Amateur Banjo Player
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Shoeless Joe
Hannibal MO / Madison SD
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Joined: 02/03/2007
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Quote:Not to steal the thread but has anyone used the GMAC from Good Sam's with the SD mail services??
I have both and the rate for full timer insurance on my 07 Melbourne was cheaper than Progressive for the same coverage.
John
Travlin' with John
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was_butnotnow
Fulltime: Emery, SD
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Joined: 05/28/2003
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We have National Interstate on our 5er and ProgressiveDrive on our truck. Now first of all go right now to RVAdvantage They are the leaders in fulltime RV insurance and can find the right insurance for you. They are located in Iowa and are midwest friendy. We use them for our Ins. and do not have any intrest in them, except the great service they provide us.
See where we are at: DataStormUsers map
Sharing Travel Journals and Adventures Hitchitch.com
Personal site Fulltime.Hitchitch.com
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SIX PENCE
Sioux Falls, SD, USA
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Joined: 09/29/2002
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We have been domiciled in SD since 2002 using Alternative Resources. They are by far the largest and oldest and do an excellent job. We use Dogherty Insurance next door to Alternative. We carry full replacement value , fulltimer and Mexico coverage which is all in one price with National Interstate, they have Progressive which is a little higher. We also get a diminishing deductible. Yes, you do have to go there every five years for drivers license and it is also next door. They have a website. When you call talk to Paul, tell him Six Pence recommended them.
No sales tax in SD but you can deduct sales tax from your federal income tax using the SD sales tax table. They have no income tax.
We also use Gary Conklin at Conklin Law in Sioux Falls for wills, power of attorney and living will.
Capt. Bob & Pat (Alaska,Mexico, lower 48 & all of Canada)
Guard Dog, Curly the Cairn & Toby the Lahsa
Dutch Star DP 4097 2003
2005 Sport Trac
Datastorm Motosat (Locator #1974)(Internet & TV
"A moving target is harder to hit."
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siberian
SW Michigan
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Joined: 02/19/2008
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WOW, what an eye opener this thread has been. MDW and I are hoping to be semi-fulltimers in a few years, as soon as DW can work her JOB into an online position. At that juncture in our lives we're going to try being semi-retired roadies. If we can survive wintering over in the Southwest for a couple of years, we'll try the fulltimer lifestyle. Who knows by then we may win the lottery and just hit the road, the heck with work!!!!!!!! I just want to say thank you for all of the insight you've given us, and hope to meet some of you on the road. Stay safe, and enjoy life to it's fullest.
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kakampers
Fulltimer
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Joined: 04/02/2004
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SIX PENCE wrote:
No sales tax in SD but you can deduct sales tax from your federal income tax using the SD sales tax table. They have no income tax.
Not sure about the above...I KNOW we had to pay a 3% sales tax when registering our new 5er in Emery, SD...
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sfischer
Stafford, VA
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Joined: 09/22/2003
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Quote:Not sure about the above...I KNOW we had to pay a 3% sales tax when registering our new 5er in Emery, SD...
The previous poster is correct about there being no general sales tax in SD. The 3% you paid to register your vehicle is an "excise" tax. Yeah, I know, a tax is a tax is a tax.
http://community.webshots.com/user/DuraFox
Currently:
2004 Chev 2500HD, D/A,Ext. Cab, Lg. Bed, 2WD
2004 Arctic Fox 29 5-E 5ver
Prior:
1994 Chev 2500HD, 7.4L, 4.10
1994 Jayco 3250RLR 5ver
1990 Chev 2500, 350, 3.73
1992 Terry 27' TT
1991 Terry 19' TT
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Don and Eileen
Here, there, and everywhere (formerly MA)
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Joined: 09/28/2003
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We sent an online quote request to RVAdvantage the other day and haven't heard back from them. We just sent off an email with a nudge. We actually attended a workshop with one of their employees at the Life on Wheels Conference this past March in Tucson (which, by the way, we can't rave enough about! We learned so much!) We got a lot of good information, but also were concerned with some mis-information at that particular workshop. That is the instructor said that your RV can be insured in one state and registered in another. According to other workshops and another insurance representative that I spoke to -- this is a big No, No.
Just FYI.
We'll hope for the best and really do appreciate all the help here.
To the person who posted his/her thought about maybe trying the southwest, I can tell you that we're from MA and thought that we could never bear to be away from the ocean. However, our children live in the west and we wanted to be closer to them (so therefore no FL for us) and we wintered in Tucson. We loved it! As one transplant of 15 years stated, "We may not have the ocean/water, but the sky is blue everyday." If you want any other thoughts on our decision, please feel free to send a private message, so we don't tie up this string.
Don and Eileen
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elh0146
Sioux Falls, SD
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Joined: 01/13/2002
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sfischer wrote:The previous poster is correct about there being no general sales tax in SD. The 3% you paid to register your vehicle is an "excise" tax.
South Dakota DOES have a sales tax. However, you are correct: the 3% you pay when registering a vehicle in the state is an excise tax, not a sales tax.
To the OP: Keep in mind that once your vehicles are registered in SD, you'll have 90 days to get to the state to get your driver's licenses.
You do NOT have to get them in the same city/county where your address is...they can be applied for anywhere in the state. However, if you are planning on registering to vote at the same time, THAT *must* be done in the same county as your address. Contact your mail forwarding service for information about how to go about registering to vote in SD and for the names of the specific RV parks in the area that will work with you on this issue.
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sfischer
Stafford, VA
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Joined: 09/22/2003
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elh0146, sorry about that. I was thinking about state income taxes and writing about sales taxes.
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