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snail

south west Florida

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Posted: 08/14/08 07:05pm Link  |  Quote  |  Print  |  Notify Moderator

Why? We have used our credit cards and ATM card on several occasions in Canada and Alaska. When we need cash we use the ATM. Credit cards are great except most companies change a foreign fee.

We much prefer using cash from the ATM or our credit cards to the hasel of trying to cash a travelers check.


DRIVE A 2001 NEWMAR DUTCH STAR WITH 330 HP CUMMINS AND TOW A RANGER 4X4. TRAVEL WITH SPOUSE AND PET TINKER BELL OUR CORGIE.


sirdrakejr

Las Vegas, Nevada

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Posted: 08/14/08 09:30pm Link  |  Quote  |  Print  |  Notify Moderator

I have always taken AMEX Traveler's Checks and used them in Canada, US and the Philippines, Singapore, Japan, Korea, Germany, Ireland, Belgium and England and only had to show my passport ID or drivers license to cash them. If they are lost AMEX will replace them if you have the numbers from each one. It is easy and safe.
Frank


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BelleisleNB

Kiersteadville New Brunswick, Canada

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Posted: 08/18/08 11:37am Link  |  Quote  |  Print  |  Notify Moderator

We always have travellers cheques on hand. Sometimes plastic just doesn't
work (magnetic strip goes bad) or some other thing that you have no control
over. WalMart have always cashed ours (in US) with no id necessary.

Bmach

Spfld, Ma

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Posted: 08/18/08 08:54pm Link  |  Quote  |  Print  |  Notify Moderator

Even if your magnetic strip should go bad your card is still good. All they have to do is enter your cc number by hand and you are good to go. I never carry checks, just my credit and debt card and never have had a problem. Also if they are not asking for ID then they are not doing their job.

Sea Dog

Ontario Can.

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Posted: 08/19/08 08:16am Link  |  Quote  |  Print  |  Notify Moderator

Bmach wrote:

Even if your magnetic strip should go bad your card is still good. All they have to do is enter your cc number by hand and you are good to go. I never carry checks, just my credit and debt card and never have had a problem. Also if they are not asking for ID then they are not doing their job.


I cant` see what ID has to do with it.
I would think that anyone passing bad checks would have matching ID.

I mentioned this discussion to my wife, she said as long as the travelers checks are available, that is what we will use.
Guess that is the end of the story.


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Take a vacation.

sirdrakejr

Las Vegas, Nevada

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Posted: 08/19/08 12:51pm Link  |  Quote  |  Print  |  Notify Moderator

Sea Dog,
They aren't supposed to just check the ID pictures, but the SIGNATURE as well. If someone else signs them they should see a difference. You are NOT to sign them until you cash them and the taker ASKS for the ID with a validating signature. It is just another level of protection to slow down the thieves.
Frank

Sea Dog

Ontario Can.

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Posted: 08/19/08 12:59pm Link  |  Quote  |  Print  |  Notify Moderator

sirdrakejr wrote:

Sea Dog,
They aren't supposed to just check the ID pictures, but the SIGNATURE as well. If someone else signs them they should see a difference. You are NOT to sign them until you cash them and the taker ASKS for the ID with a validating signature. It is just another level of protection to slow down the thieves.
Frank


I know how it works.
The problem is, often we have to tell the clerk that we must sign, otherwise, they just chuck it in the drawer.

sirdrakejr

Las Vegas, Nevada

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Posted: 08/19/08 04:27pm Link  |  Quote  |  Print  |  Notify Moderator

Good thing you are honest. Without your signature, if you leave they are worthless to them.
Frank

Fortkentdad

Alberta Canada

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Posted: 08/26/08 07:37pm Link  |  Quote  |  Print  |  Notify Moderator

Debit Card and or Credit Card (Visa, Mastercard or AmEx) are very common in Canada. I did take Traveler's Cheques to US last time we went south of the border and found that American retailers don't take Am Ex traveller's cheques. We did have to go to a bank to cash them. Were spent most in Mississippi helping my son fix up his house after Katrina. Tried to buy power tools with T.C. was odd I know but they were supposed to be "good as cash". Not in the USA I guess.


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Tripalot

Golden Horseshoe, Ont. Canada

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Posted: 08/27/08 07:02am Link  |  Quote  |  Print  |  Notify Moderator

A few years ago we travelled with Amex Travellers Cheques and some places charged a fee to cash them. Sometimes it was a flat rate per cheque - other times a percentage. We stopped using them after that and now rely on our credit cards and ATM. Cash back from WalMart works well too.


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