madras68
Smyrna, Tennessee
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Joined: 06/11/2007
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After having looked at about a dozen different TT and TV insurance plans, it still unnerves me. Would any of you share what you use and about what it costs per year? Do you have full replacement coverage?
Hate to be a bother, but I really need some advice.
All of us are gifted. Some of us take longer to open our packages.
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Kirk
Livingston, Texas.
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Joined: 06/17/2001
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RV insurance coverage, just like automobile coverages, will vary widely in cost depending upon the location where it is registered, and the age and driving record of the owner. I suggest that you contact Aon Recreation Ins. and talk to them about what you need. They specialize in coverage for RVs.
Good travelin! ........Kirk
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www.adventure.1tree.net
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Jsanner
Havelock, North Carolina
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Joined: 06/22/2007
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We have great coverage from nationwide - in fact, they just got a different plan for RV's and it saved my $200 per year on full coverage/replacement on my Class C
2008 5291 BT Cruiser
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beemerphile1
NE Ohio
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Joined: 04/20/2007
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I have had Nationwide for over 30 years. Every time I have checked prices nobody could touch them. I use them for my home, vehicles, and RV. I have had several claims over all these years and they have all been handled without hassle and no retaliatory increases in premiums.
Tim
"Okay, I admit it, the only thing I'm really good at is being me."
Support the "No Child Left Inside Act"
2006 Weekend Warrior FK1900
1998 Ford E150 4.6L
1996 BMW R1100GS
2005 Trek Madone 9spd.
1995 Burley tandem
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Bobbo
Memphis, TN
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Joined: 09/16/2007
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I've got full coverage from State Farm. They have my cars, house and umbrella policy too.
Bobbo, Linda and the furry kid (German Shepherd)
'07 Winnebago Outlook 31C on a Ford E450 Super Duty Chassis
NRA Life Member
Near N35 12 17 W89 50 57
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bondebond
Central Kansas
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Joined: 07/16/2008
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Bobbo,
I too have State Farm. Can you shed some light on your coverage though? I just went through this with my agent about 3 weeks ago and my particular policy covers current market value, not replacement cost. Did you expressly state what you wanted?
Seems I may need to talk to my agent again. I mean, if I'm paying for insurance, let's insure the darn thing right!
Myself, The Boss, and two wanna-be Bosses
2006 Jayco 1007
There are 10 types of people in the world: Those who can count, and those who can't.
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D&E Johnson
Ontario Canada/Brenda Arizona
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Joined: 08/30/2003
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we have Wayfarer Ins. here in Ontario Canada. It is full replacement coverage for 10 years. thats the price we paid for the trailer. We pay about 1k a year. But then everything is high up here and taxed to death! Our truck ins was not adequate for the coverage we needed.Dona
Dona and Elvin
2004 6.0l F350 turbo-diesel/4x4/crew cab/shortbed-wedgewood blue)
2007 Open Road 359RL3S
2004 Yamaha Kodiak 400 ATV
Retired early and ready to see North America!
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wa8yxm
Wherever I happen to park
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Joined: 07/04/2006
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Jsanner wrote:We have great coverage from nationwide - in fact, they just got a different plan for RV's and it saved my $200 per year on full coverage/replacement on my Class C
I just switched to Nationwide myself.
Nothin adds excitment like something that is none of your business
John is Near Kenwood TS-2000 housed in a 2005 Damon Intruder 377
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Gdetrailer
PA
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Joined: 01/05/2007
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Rather than trying to get advice through the internet, you should talk to your own local insurance companies.
There is no hard and fast rule that requires you to stay with the same insurance co (unless you are high risk).
Get price for covering RV, then auto, possibly home owner. If you can get one insurance co to issue policys for multiple items they normally will give multi policy discounts.
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Fortkentdad
Alberta Canada
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Joined: 07/12/2008
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I use an insurance broker - it's his job to find me the best insurance rates from the various companies he deals with. He can also tell me how difficult some companies can be when it comes to claims, as a very broad generalization the lowest rates and easiest to get (fewest restrictions) the harder it is to get the company to pay up. BUT that is just a generalization. There is more to insurance than just the monthly cost.
Fort Kent Dad aka FKD
Fort Kent, Alberta Canada
09 Rockwell 8319SS
08 Dodge Laramie 1500 QC 4x4, 3.92 gears with the Hemi.
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