DON-B2
WAYLAND, MICHIGAN
Full Member
Joined: 02/07/2005
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what do you folks do with banking when you went full time? did u stay with the bank you had prior or switch to a national bank nationwide? if u did , which ones are the best ones nationwide?
DON ROBERTS
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HarryWM
Wherever we are parked this time.
Senior Member
Joined: 08/23/2004
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When we went fulltime, we had accounts with a national bank (USAA Federal Savings Bank) and an additional checking account with a local bank. Now just use USAA and have savings, checking, social security and army retirement to checking account, ATM and debit card, and a couple credit cards. Just about all bills are automatically paid by one of the credit cards, credit cards are paid out of checking. Savings provides overdraft protection for checking. Pretty slick.
Harry
With wife Carole 10 yrs fulltiming
Retired U.S. Army
2002 Carriage LS 37' 5er; 2006 Lance 1181
2008 F-450 King Ranch 4x4 fully loaded
2004 Jeep Grand Cherokee toad
SKP # 54751
Geocacher "DosTortugas"
Harry's BLOG
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Jack_Diane_Freedom
Lindsay Ont, and Gulf Coast Florida
Senior Member
Joined: 05/11/2005
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We do everything through internet banking and just withdraw cash at bank machine as needed. We are 6 months in Ontario Canada and 6 months in Florida. Works for us. All deposits are automatic.
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firedude
On the road
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Joined: 01/21/2003
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I use B 0f A. Been with them 30 years. I'm on direct deposit and do all my bill paying in line, I think I've written maybe 3 checks in the last 6 years lol. Haven't had a single problem.
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Retired Fire Captain Full-timer Rv'er
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RVN'S 4 US
On the Road
Senior Member
Joined: 12/09/2004
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We used Chase Bank and Bank of America. Had auto deposit and a FL mailing address to receive all normal mail through Passport America. I accessed, and still access, our accounts online to keep aware of what is going on with the accounts.
Plan for tomorrow. Live for today. Learn from yesterday.
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ColoradoKids
Kerrville, TX for the winter
Full Member
Joined: 03/08/2005
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We stayed at the credit union we had used for several years before full timing, have had no problems. Usually get cash at Wal-Mart when getting groceries.
Perry (Retired Colorado State Patrol)
Peg (Retired from self-employment)
Full-timing since April 2005
2007 Fleetwood Southwind 37' MH
2007 Saturn Vue
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chiefcramer
USA Somewhere
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Joined: 09/08/2004
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Any bank with online bill pay available should work for you. As mentioned either check what type of fees your bank has for out of network ATM transactions or get cash back at Wal-Mart using a debit card. Only issue we have had has been the few times we need to deposit a paper check, we have to mail it back to our bank. See if your bank has special address/envelopes for mail in deposits. Many do.
Dave & Kathy
2007 Monaco Knight 40PDQ towing 2003 Odyssey
Two cats - Kitty & Casey (18 & 15 years old)
Fulltime since October 2007
Before you give someone a piece of your mind, make sure you can get by with what's left.
New rig - new Visited States Map
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rockhillmanor
On the Road
Senior Member
Joined: 12/06/2003
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I keep a 'minimum' amount in a bank that has branches in most of the states in a checking account that supplies a debit/credit card with them. I say 'minimum amount' because most of these banks are carrying a D- rating. I don't want all my money in 'those' banks while I am on the road when some of these are bellying up weekly. BOA has been reported as on the very edge just this past week.
I refuel the limited amount checking account when needed from a bank where my nest egg sits. That way if the card is stolen, checks lost or copied, etc they don't have the info/access to where the big amount is parked.
Credit/debit cards attached to a small checking account affords you all the ease of a credit card and when you need cash the debit side of it will allow to withdraw needed cash at walmart, grocery stores, etc.
31 ft Four Winds
Chevy Tracker 4x4 Blue Ox
We must be willing to get rid of the life we've planned,
so as to have the life that is waiting for us.
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DianneOK
Donnelly, ID
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Joined: 03/19/2004
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Our original CU (when we hit the road) is part of the nationwide CU network. We can bank at any participating CU.
We also have our main CU in our home of record where all our bills are paid, our cc's are and other various accounts. We also open accts at local banks if we are going to be in an area for a long period of time......it all works well for us and we have had no problems.
Almost all of our financials are done online.
Dianne
Donnelly, ID
DataStorm
HAM WB6N (Terry)
2005 Teton 39' Frontier Grand
2003 Freightliner FL60
Life Member Good Sam
Escapees
Geocache..."RVcachers"
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Enjoying the Lagniappe
Destin,FL,US
Senior Member
Joined: 07/28/2003
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We use Merrill Lynch.
Enjoying the Lagniappe
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