Skid Row Joe
Hattiesburg, Mississippi
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Joined: 04/26/2006
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time_to_go_now wrote:Jim&Nina wrote:I am shocked to find so many people ready to share there financial
situation, on a site like this.
I am shocked so many people still consider it to be so personal!
Who really cares?????
Bob has $8,000 a month. Paul has $1,200 a month. So what? X 2 I agree completely.
I have a sweet tender nature, however I enjoy sharing my thoughts and opinions. 
Fulltiming RVer & homeowner.
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back2nature
Acton, CA
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Joined: 10/17/2007
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Jim&Nina wrote:I am shocked to find so many people ready to share there financial
situation, on a site like this.
If we personally don't know you, than it doesn't really matter. If we do know you, it probably doesn't matter either. My group of best friends have a wide variety of incomes, from low to high. We really don't care. They are our friends.
That being said, for people like my husband and I, that are working towards fulltiming, hopefully in 2010, this information is very valuable to see what the average costs will be in the real world. We understand that some people will always go to the best places, if that is their budget, and others could only hope. We live fairly comfortable right now, but as soon as my husband retires, we will have only slightly more than social security, and it will be way different for us. We are very concerned how much it will cost, on the average, for campgrounds, propane, insurances, satellite, etc.
In the meantime, I am scouring the forums to get this kind of info. Thanks all you who have had the courage to share your information.
Laurie
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virginiarebel
Auburndale, Fl.
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Joined: 04/08/2005
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trop-a-cal wrote:That is so variable, due to different life styles. The cost to rent from October to March in the south can be from $3,000 to $12,000 depending where you go. It's simple to calculate your cost. Put down fixed cost, like mortgages,taxes, insurance, health insurance,food. Then add in fuel, entertainment. Probably a gross income of $6,000 a month will handle the average RVers lifestyle. But you could get alone on less if you have everything paid for and in good health. The health insurance is one thing that you need to put a figure on if your policy does not cover you in areas outside your existing domicile. Then if you relocate domicile, then maybe it would cover you and pehaps you can get around state taxes, assuming you go to a non state tax area.
I think $6,000 a month is far too high for the average person's retirement income. I don't make anywhere near that and my financial health is excellent. Many of my neighbors are retired and most make less than I in retirement income. I think that figure is misleading to anyone comtemplating retirement.
2002 36' Monaco La Palma DBD Ford V-10
2 slides, 2 sinks, 2 potties
Toad - 2001 Saturn SL2 w/Sunroof/CD/Cassette
Falcon All Terrain Hitch & US Gear Toad Brake
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Midget
Baytown,TX
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Joined: 10/22/2004
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It will cost you nearly the same amount when retired or when working. Depends on life style.
Midget
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Johnny Hurryup
Tafton Pa.
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I retired from the phone company at 49...my pension was about 60% of my base pay.BUT!!! it was about 75% of my "take-home" pay. I don't have to pay into the SocSec. fund any more I got free medical insurance, and I save at least a $100 a week not commuting and eating breakfast and lunch out. I take $500 a month from my own 401k fund which is less than the dividends that the fund is earning. And in a few years I'll collect Soc Sec of about $1600 month. I work part-time (one or two days a week) driving people in a mini-van that makes me about $450 a month. I'm livin' better and easier than I ever did working, with no ,none ,zilch stress. I sleep late whenever I like. You only live once and it certainly isn't forever .
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BarbaraOK
Livingston, Texas, USA
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Joined: 10/27/2003
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Midget wrote:It will cost you nearly the same amount when retired or when working. Depends on life style.
Yes, it does depend upon the lifestyle, but for a lot of us, no longer have a huge S&B means that the associated costs of mortgage, property tax, insurance, etc. significantly reduce what you spend each month. We also don't eat out nearly as often, no longer have to worry about a clothing budget - new underwear and a new pair of jean each year doesn't add up to much.
Barb
Barb & Dave - full-timing
Traveling catpanion Shadow (age 12)
Figment II (2002 Alpine 36 MDDS)
Mischief (2004 Subaru Forester Toad) 
FMCA - F337834, SKP #90761
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msmith1199
Central, CA
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Joined: 10/07/2001
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The best way to save money if you're going to be full timing it in an RV is go North for the Winter and South for the Summer. You'll avoid all the crowds that way.
2004 National Tropi-Cal T-350, Class A, Triple slide, 330 HP Cat DP.
2006 Dodge Dakota 4x4 or
2002 Harley FLSTF Fat Boy on a Trailer or
2004 Polaris Quad on the Trailer
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newxmar
East Otis, MA
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Joined: 02/04/2004
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The right thing when your retire--Don't owe money to anyone for anything and keep it that way. Saves a lot of expense/retirement income for interest and principle repayments which can be a big factor in "how much $$$$ do I need to retire".
So work longer and pay off those lenders before retirement!
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wheelman16
Boulder City, NV
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I plan to retire in 3 years at age 62. I plan to upgrade to a good used DP first and continue my present status that what I own is paid for. We gave up our brick home and live full time in a very nice RV park. I will recieve about $1600 per month SS plus I have a modest 401k to fall back on. Can I make it work, sure I can. I don't care a bit what everybody else thinks you need to retire. I am in a very stessful business and can't wait till I can give that up for good. If in my retirement it means being a camp ground host for a while or doing a simple part time job for a while or what ever then so be it. If one is a little creative it would surprise you how you could make it work. So the important thing for me is that life is too short and I am looking forward for the adventure to begin. Bob.
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melvonnar
clearwater florida
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Joined: 06/26/2009
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trop-a-cal wrote:
That is so variable, due to different life styles. The cost to rent from October to March in the south can be from $3,000 to $12,000 depending where you go. It's simple to calculate your cost. Put down fixed cost, like mortgages,taxes, insurance, health insurance,food. Then add in fuel, entertainment. Probably a gross income of $6,000 a month will handle the average RVers lifestyle. But you could get alone on less if you have everything paid for and in good health. The health insurance is one thing that you need to put a figure on if your policy does not cover you in areas outside your existing domicile. Then if you relocate domicile, then maybe it would cover you and pehaps you can get around state taxes, assuming you go to a non state tax area.
WOW: Thats $72,000 a year; I wish I had half that.
Instead of haveing a 10 year old motorhome thats paid for; I'd have a new motorhome that was paid for.
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