hershey
Albuquerque,(fulltime) NM, USA
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Joined: 06/04/2003
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DOn't wait. Do it, Do it, Do it. Life is a gamble at best, but the older you get, its less and less of a gamble 
hershey - albuquerque, nm
Someday Finally Got Here
My wife does all the driving - I just get to hold the steering wheel.
Superman was an illegal alien.
Expedition - Suzuki Grand Viagra
NASCAR 14 - 99 - 5
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TCINTN
USA
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Joined: 01/28/2003
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Go ahead and retire at 62. If at a later date you would like to change your mind,lets say at age 70, you can repay just what you have received,no interest, and reapply at say age 70 and get a much larger SS check based on age 70.
http://www.insurancenewsnet.com/article.asp?n=1&innID=748645154
http://www.ssa.gov/online/ssa-521.pdf
http://www.esplanner.com/illustrations/raising
“Perhaps travel cannot prevent bigotry, but by demonstrating that all peoples cry, laugh, eat, worry, and die, it can introduce the idea that if we try and understand each other, we may even become friends.”
Maya Angelou
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8.1 Van
Millstone NJ
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Joined: 03/20/2008
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I retired in 2001 at 55 from the USPS after 31.5 years (28.5 USPS/3 US Army). I am not going for SS since I would loose my 3 years Army credit under CSRS that started under Reagan.
2002 Chevy Express LS 3500 8.1 155" WB passenger van 3.73 posi (GT4/G80)
2003 Thor Citation 41-ZBSR 41ft TT
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Sunbird
Lizard Acres, Arizona
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Joined: 09/21/2001
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Good Sam RV Club
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Forget checks, have them direct deposit it. That way the money goes into the bank even if you are off on a trip somewhere.
I paid off my mortgage, started SS, and quit my job all as I turned 63.
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Hgarnerno1
Tyler, Texas USA
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Joined: 12/04/2002
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Rick & Cheryl wrote:Me too. Didnt wait at all,,started at 62. Didnt even consider interest and the time value of money,,by the time I get to 82, I wont need as much money anyway.
Yes you will. Take it from someone that has been there and done it.
Howard, USN Ret
2000 Ford Excursion,V10, Limited
2003 Terry 27H. Super Slide
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tartan camper
Canandaigua, New York
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Joined: 04/25/2008
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Same here - checked the math,took it at 62 and still smiling 
Backpack to fiver...and everything in between. What a life!
2008 Sprinter Copper Canyon 293FWSLS Rear Kitchen 5th Wheel
2006 GMC 2500 HD, etc.etc.
18k Superglide
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Seabee Ret'd
Home??
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Joined: 09/28/2009
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I retired in January '07, filled out SSA app. on-line and received e-mail from them at end of month. Stated that I would receive partial month's pay! I'm 66 now and also have military ret'mt in direct deposit as well as SS check! When asked how I like being retired, I reply that I'm learning how to relax and enjoy life!  Wife will be eligible for ret'mt come January '10-----if she'll do it! Says I get on her nerves to much for her to retire! She is a KG Assistant and enjoys her work with the little ones. Pay isn't that great, but she just enjoys her work! Hopefully, she'll retire in next year or two and we can go camping during the week as well as on select weekends............ She likes Edisto Beach, S.C. and likes the beach and ocean. (Native Conch). I'll have to help her fill out her SS on-line for, also. Any ideas on how to convince her to retire?? I'm open to just about any suggestions! Thanks!
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Greentow
Dover, DE 19904
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Joined: 12/09/2002
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Ironic: I just met with SS last week to "get the full picture". Wife and I are schduled to retire in Oct of'10. I'll be 63 and she'll "be younger", I've got military retirement, state retirement, a little bit from the fire company, and SS. She'll have Federal Civil service retirement after 30 years service.
If out plans come to fruition, we'll be seeing the US for a few years.
Lee
2004.5 Dodge 3500 DRW QC, 4x4 LB, CTD 600 ,auto,4.10 , Prodigy, 05 Cedar Creek 36 RLTS w/ lots of bells & whistles .Honda 3000 genset. Mrs Greentow & Missy, Shih Tzu with an attitude. USA(R). 30+ years in the Fire/EMS service. CCRVC #29, GS Life member
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msmith1199
Central, CA
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Joined: 10/07/2001
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For those of you familiar with Social Security I have a question. I get the statements each year that show how much I should get at each age if my earning stays the same. However, I plan on retiring on my 50th birthday. I won't retire completely, but I'll leave my full time law enforcement job and start drawing a nice pension. I'll keep working at something, but it will be part time and my earned income will be a lot lower. So how can I estimate what my social security will be at 62? I'll have quit full time work 12 years before that, so how do they calcuate your SS benefit?
2004 National Tropi-Cal T-350, Class A, Triple slide, 330 HP Cat DP.
2006 Dodge Dakota 4x4 or
2002 Harley FLSTF Fat Boy on a Trailer or
2004 Polaris Quad on the Trailer
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Dutch_12078
Great Sacandaga Lake, NY
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Joined: 10/07/2008
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msmith1199 wrote:For those of you familiar with Social Security I have a question. I get the statements each year that show how much I should get at each age if my earning stays the same. However, I plan on retiring on my 50th birthday. I won't retire completely, but I'll leave my full time law enforcement job and start drawing a nice pension. I'll keep working at something, but it will be part time and my earned income will be a lot lower. So how can I estimate what my social security will be at 62? I'll have quit full time work 12 years before that, so how do they calcuate your SS benefit?
How are my retirement benefits calculated
Quote:Social Security benefits are based on earnings averaged over most of a worker's lifetime. Your actual earnings are first adjusted or "indexed" to account for changes in average wages since the year the earnings were received. Then we calculate your average monthly indexed earnings during the 35 years in which you earned the most. We apply a formula to these earnings and arrive at your basic benefit, or "primary insurance amount" (PIA).
SS Retirement Estimator
Dutch
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